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mortgage

intermediateB2

/ˈmɔːrɡɪdʒ/ · mort-gage

A legal agreement by which a bank lends money at interest in exchange for taking the title of the debtor's property.

Meanings

nounformal

A legal agreement by which a bank lends money at interest in exchange for taking the title of the debtor's property.

ایک قانونی معاہدہ جس کے تحت ایک بینک قرض دیتا ہے اور سود لیتا ہے جس کے بدلے میں مقروض کی جائیداد کا عنوان لیتا ہے۔

جمعی قرض

jami qarz

Synonyms

loandebtpledgeادھارقرضگروی

Antonyms

giftgrantdonationتحفہانعامچندہ

Common Collocations

  • home mortgage
  • fixed-rate mortgage
  • mortgage approval

Example Sentences

She took out a mortgage to buy her first home.

اس نے اپنا پہلا گھر خریدنے کے لئے ایک جمعی قرض لیا۔

Us ne apna pehla ghar kharidne ke liye aik jami qarz liya.

The mortgage on the property was approved after a thorough examination.

جائیداد پر جمعی قرض کی منظوری مکمل جانچ کے بعد دی گئی۔

Jaidad par jami qarz ki manzoori mukammal jaanch ke baad di gayi.

Refinancing a mortgage can save you money over time.

جمعی قرض کی ری فنانسنگ آپ کو وقت کے ساتھ پیسے بچا سکتی ہے۔

Jami qarz ki refinance aap ko waqt ke sath paise bacha sakti hai.

Easily Confused With

mortuary:A mortuary is a place where dead bodies are kept, whereas a mortgage is a financial agreement related to property.

Word Family

mortgagee
nounقرض لینے والا
mortgagor
nounقرض دینے والا

See Also

💡 Memory Tip

Remember 'mortgage' as the 'dead pledge' between the borrower and lender.

A house with a padlock symbolizes security and ownership.

📖 Etymology

Origin: Old French "mort gage" — dead pledge

First known use: 14th century

The term mortgage comes from the Old French term 'mort gage' which literally means 'dead pledge', where 'mort' means dead and 'gage' means pledge or guarantee.