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mortgages

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/ˈmɔːrɡɪdʒɪz/ · mort-ga-ges

A legal agreement in which a bank or other lender lends money at interest in exchange for taking the title of the debtor's property, with the condition that the conveyance of the title becomes void upon the payment of the debt.

Meanings

nounformal

A legal agreement in which a bank or other lender lends money at interest in exchange for taking the title of the debtor's property, with the condition that the conveyance of the title becomes void upon the payment of the debt.

ایک قانونی معاہدہ جس میں ایک بینک یا دوسری قرض دینے والی ادارہ سود پر رقم قرض دیتا ہے بدلے میں یہ شرط رکھتا ہے کہ قرض دہندہ کی جائیداد کا عنوان اس کے حوالے کر دیا جائے گا، بشرطیکہ یہ قرض ادا کر دیا جائے۔

رہن

rahn

Formal: مُرہن

Synonyms

loanpledgecollateralقرضضمانتپیشگی

Antonyms

assetgiftdonationمالتحفہعطیہ

Common Collocations

  • fixed-rate mortgage
  • adjustable-rate mortgage
  • mortgage lender

Example Sentences

They took out a mortgage to buy their first house.

انہوں نے اپنا پہلا گھر خریدنے کے لیے رہن لیا.

unhoon ne apna pehla ghar kharidne ke liye rahn liya.

The bank approved their mortgage application quickly.

بینک نے ان کی رہن کی درخواست کو جلد منظور کر لیا.

bank ne un ki rahn ki darkhwast ko jald manzoor kar liya.

Paying off a mortgage can take many years.

رہن کا قرض ادا کرنے میں کئی سال لگ سکتے ہیں.

rahn ka qarz ada karne mein kai saal lag sakte hain.

Easily Confused With

mortuary:A mortuary refers to a place where dead bodies are kept, while a mortgage is a loan related to property.

Word Family

mortgagee
nounرہن لینے والا
mortgagor
nounرہن دینے والا

See Also

💡 Memory Tip

Think of a 'mortgage' as a 'mort(ality) guarantee' that you've promised to pay back.

Imagine a house with a big lock on it symbolizing a loan that secures the property.

📖 Etymology

Origin: Old French "mort gage" — dead pledge

First known use: 14th century

The term 'mortgage' originates from Old French 'mort gage', which means 'dead pledge' reflecting that the pledge becomes void (or 'dead') once the obligation is fulfilled.